| |
Basic |
Basic Plus |
Premium |
Premium Plus |
| Minimum Balance |
None |
None |
$500.00 |
$2,000.00 |
| Per Check Fee |
None |
None |
None |
None |
| Pay Dividends |
No |
No |
Yes* |
Yes** |
| Free VISA ATM/Debit Card |
Yes |
Yes |
Yes |
Yes |
| Overdraft Protection |
Yes*** |
Yes*** |
Yes*** |
Yes*** |
| Monthly Service Fee |
No |
No |
No |
No |
| Required Opening Deposit |
$100.00 |
$100.00 |
$500.00 |
$2,000.00 |
| Below Minimum Balance Fee |
No |
No |
$5.00 |
$10.00 |
| Requires Direct Deposit |
No |
Yes**** |
No |
Yes**** |
| First (50) Checks FREE |
Yes |
Yes |
Yes |
Yes |
| FREE CHECKS for Life of Account |
No |
No |
No |
Yes |
| 24 Hour Automated Telephone Teller |
Yes |
Yes |
Yes |
Yes |
| No Charge On-Line Home Banking |
Yes |
Yes |
Yes |
Yes |
| E-Statements |
Yes |
Yes |
Yes |
Yes |
| Free Unlimited ATM Transactions |
Yes |
Yes |
Yes |
Yes |
* 0.49%% APY Compounded and paid monthly (dividend rate is determined by the Board of Directors and subject to change).
** 1.05% APY Compounded and paid monthly (dividend rate is determined by the Board of Directors and subject to change).
*** From Share Savings and/or Line of Credit (must qualify). A $2.50 Overdraft Transfer Fee shall apply.
**** A Direct Deposit is considered to be minimum of 75% of your total net pay or pension payment.
|
