| ACH Fees |
|
| NSF |
$25.00 per item |
| Stop Payment |
$25.00 per item |
| |
|
| Draft (Checking) Account Fees |
|
| NSF |
$25.00 per item |
| Stop Payment (individual item or sequence) |
$25.00 per item |
| Bookkeeping / Balancing (minimum $15.00) |
$25.00 per hour |
| Overdraft Protection on Automatic Transfer |
$2.50 per transfer or advance |
| |
|
| ATM / Debit Card Fees |
|
| NSF |
$25.00 per item |
| Card Replacement |
$10.00 |
| ATM Withdrawals |
FREE |
| Balance Inquiries |
FREE |
| Debit Card PIN Point of Sale Transactions |
FREE |
| ATM / Debit Point of Sale Signature Transactions |
FREE |
| |
|
| Miscellaneous Fees |
|
| NSF Payment / Deposit Item |
$25.00 per item |
| Late Fee Loan Payment (after 10 day grace period) |
$10.00 |
| Late Fee Home Equity Loan Payment (after 15 day grace period) |
$20.00 |
| Below Minimum Withdrawal ($50.00) from Share Account |
$5.00 |
| Secretary of State Title Fees |
Varies |
| Administrative Fee to Refinance an Existing NMFCU Secured Loan |
$35.00 |
| |
|
Members must provide a proof of required insurance for all vehicle loans within 30 days of loan disbursement. A $50.00 per month non-compliance fee will be charged to members who do not provide the required proof of insurance within the 30-day time limit.
A low balance fee pf $5.00 per month will be assessed to all non-minor account which have no loan balance and a share balance below the $50.00 minimum. A 180-day notice shall be provided to accounts with existing loans that become paid in full before the assessment of low balance fees. A non-loan share account shall be provided a 30-day notice before the assessment of low balance fees.
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