Type of Loan	Conditions	Interest Rates	Term Up To
Share Secured Loans	Shares on Deposit	5.19% 5.49% 5.69%	24 Months 36 Months 48-60 Months
Vehicle Secured Loans: Auto / Truck 2006-2007-2008	New or Refinance New Vehicle over $30,000.00	4.99% 5.49% 5.99% 6.99% 7.99%	36 Months 48 Months 60 Months 72 Months 84 Months
Auto / Truck 2002 thru 2005 models	Used or Refinance	5.19% 5.59% 6.19% 6.99%	24 Months 36 Months 48 Months 60 Months
Auto / Truck 2002 models or older	Used or Refinance	6.99%	48 Months maximum term
Motorcycle / Snowmobile 2006-2007-2008 Models	New or Refinance	6.69% 7.19% 7.49% 7.69%	24 Months 36 Months 48 Months 60 Months
Motorcycle / Snowmobile 2003 thru 2005 models	Used or Refinance	7.69% 8.09% 8.39% 8.69%	24 Months 36 Months 48 Months 60 Months
Motorcycle / Snowmobile 2002 models or older	Used or Refinance	8.69%	48 Months maximum term
Motor Homes / Boats / Travel Trailers / Campers 2006-2007-2008 Models	New or Refinance	8.99%	96 Months
100% of total cost of vehicle including tax, title, document fee, before trade-in. Dealers Worksheet must accompany loan application except for pre-approval.
Motor Homes / Boats / Travel Trailers / Campers	Used or Refinance	7.49%	48 Months
100% of Wholesale value. The Credit Union requires an independent written and signed appraisal on dealer's letterhead or appraisal form, at applicant's expense (must accompany loan applications).
Line of Credit (Signature) L.O.C.A.L. Local Plus (must qualify)	$5,000.00 Maximum $10,000.00 Maximum	Variable Rate Prime +2% Adjusts quarterly	Revolving
Home Equity Loans Up to 80% Loan to Value Adjusts in May and November	$25,000 to $125,000 $7,500 to $25,000	Variable Rate	20 Years 15 Years
Mobile Homes 2007-2008 Models	New	9.95%	120 Months
Mobile Homes Up to 80% of Appraised Value	USED 1 to 3 years old USED 1 to 3 years old USED over 3 years	10.97% 10.49% 9.99%	84 Months 60 Months 48 Months
Must be appraised by certified appraiser at owner's expense. Must be owner occupied, and be primary redisence. Full insurance coverage is required with credit union listed as loss payee.

Apply for a loan Now!

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Your credit union is the best possible source for financing for your new or used vehicle!

100% Financing – No Money Down

We will meet or beat any verifiable loan offer from any other lender!*

Do you currently have a vehicle loan with another lender? Bring in the loan documents and we will refinance your loan.

Remember, there are no fees when you refinance with the credit union. You save money and may lower your monthly payments.

Give us a call or stop in the office. Let us prove to you that we are
the best.

Not a credit union member but like what you see? Why not join! It’s easy! Become a part of our credit union family.

*Certain restrictions apply. Your credit must qualify. Any available rebates/cash incentives must be applied. NMFCU reserves the right to verify all interest rates, discontinue or modify this offer at anytime without notice. Offer excludes home equity, line-of-credit loans or existing credit union vehicle loans.

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