Northwest Municipal Federal Credit Union

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Supplement to Secured Loan Application

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ADDITIONAL INFORMATION

Loan Rates

Type of Loan	Conditions	Interest Rates	Term Up To
Share Secured Loans (Base rate regardless of credit score)	Shares on Deposit	2.5% above highest share dividend rate	60 Months
Vehicle Secured Loans: Auto / Truck 2010 - 2012	New / Used	3.99% 4.99% 5.99%	60 Months 72 Months 84 Months
Auto / Truck 2006 thru 2009	Used	4.99%	60 Months
Auto / Truck 2005 or older	Used	5.99%	60 Months
Motorcycle / Snowmobile / Personal Watercraft 2010 - 2012	New / Used	6.99%	60 Months
Motorcycle / Snowmobile / Personal Watercraft 2006 - 2009	Used	7.49%	60 Months
Motorcycle / Snowmobile / Personal Watercraft 2005 or older	Used	8.49%	60 Months
Boats / Motor Homes / Travel Trailers / Campers 2008 - 2012	New / Used	7.99%	120 Months
100% of total cost of vehicle including tax, title, document fee, before trade-in. Dealers Worksheet must accompany loan application except for pre-approval.
Boats / Motor Homes / Travel Trailers / Campers 2007 or older	Used	7.99%	96 Months
100% of Wholesale value. The Credit Union requires an independent written and signed appraisal on dealer's letterhead or appraisal form, at applicant's expense (must accompany loan applications).
Line of Credit (Signature) L.O.C.A.L. LOCAL Plus (must qualify)	$5,000.00 Maximum $10,000.00 Maximum	Variable Rate Prime +2% Adjusts quarterly	Revolving
Home Equity Loans Up to 80% Loan to Value Adjusts in May and November	$25,000 to $125,000 $7,500 to $25,000	Variable Rate	20 Years 15 Years
Mobile Homes 2010-2011	New	9.95%	120 Months
Mobile Homes Up to 80% of Appraised Value	USED 1 to 3 years old USED 1 to 3 years old USED over 3 years	10.97% 10.49% 9.99%	84 Months 60 Months 48 Months
Must be appraised by certified appraiser at owner's expense. Must be owner occupied, and be primary redisence. Full insurance coverage is required with credit union listed as loss payee. Published rates are based on credit performance and are subject to change without notice.

Apply for a loan Now!

A Very Important Offer: 100% Financing - No Money Down

Your credit union is the best possible source for financing for your new or used vehicle!

100% Financing No Money Down

We will meet or beat any verifiable loan offer from any other lender!*

Do you currently have a vehicle loan with another lender? Bring in the loan documents and we will refinance your loan.

Remember, there are no fees when you refinance with the credit union. You save money and may lower your monthly payments.

Give us a call or stop in the office. Let us prove to you that we are
the best.

Not a credit union member but like what you see? Why not join! Its easy! Become a part of our credit union family.

*Certain restrictions apply. Your credit must qualify. Any available rebates/cash incentives must be applied. NMFCU reserves the right to verify all interest rates, discontinue or modify this offer at anytime without notice. Offer excludes home equity, line-of-credit loans or existing credit union vehicle loans.

Guaranteed Asset Protection (GAP Coverage)

Home Equity Loan Program

New Lower Loan Rates

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