1420 Miner Street, Des Plaines, IL 60016      Holiday Schedule       (847) 391-5369       Office Hours: Monday – Friday 8:30am – 3:00pm
woman with laptop

With so much change happening right now, normal daily tasks like shopping can bring extra, unneeded stress. Taking advantage of familiar, everyday tools like your credit union issued credit card to shop online can make life a little easier for you.

  • Saving Time - While schools may be handling education differently this year, students will still need supplies. Shop online to avoid crowds and save time during this busy season.
  • Online Discounts - Many e-commerce platforms are offering specials on certain products this time of year. Get more for your money and save on budgeted items by purchasing them online.
  • Safer for Your Checking Account - Unlike a debit card, your credit card is not connected to your checking account. This makes it safer to use for purchases.

APPLY NOW!

As your Credit Union, we take the protection of your information seriously. We've included six tips for shopping safely online below.


1. Ony shop on trustworthy websites.

2. Ensure the card entry page is secure.

3. Do not shop on public Wi-Fi networks.

4. Print or save receipts as PDFs.

5. Use anti-virus software and secure your internet access with a password.

6. Shop with a Credit Card.


As your Credit Union we are happy to answer any questions! Contact Us today!

Balance Transfer


Tired of other card companies hiking your interest rates and fees, cutting credit limits, and eliminating grace periods? Transfer your balances to the NMFCU Platinum VISA and avoid all that.

Initiate a balance transfer to your NMFCU Platinum VISA:

Spring 2024 Promotional Balance Transfer Request Form

Standard Balance Transfer Request Form

Benefits of transferring your balance:

  • Low fixed rare
  • No annual fees
  • No balance transfer fees
  • No negative charges to your credit line.

*(APR) Annual Percentage Rates for 9-Month Balance Transfer Promotion are based on cardholders creditworthiness. Balance transfer amounts after the 9-month promotional period will revert to standard fixed rate of 8.99%-18.00% depending on creditworthiness. Purchases will be calculated at the standard rate. All pro-motional rates will end at the end of the 9-month promotional period at which time any remaining balance will revert to the standard rate. Balance transfer pro-motion may not be used to pay current Northwest Municipal Federal Credit Union loans. Standard underwriting guidelines and some restrictions may apply.

ezcard credit management

Online Visa Card Access


Need instant access to your account? No problem! In addition to making VISA payments via NMFCU On-line Bill Pay, you also have access to VISA’s eZ Card system with more online tools available to you anytime. Enroll your card at www.ezcardinfo.com for access to payments and managing expenses whenever convenient.

Access Includes:

  • View account balance
  • Check available credit
  • View past and current statements
  • View transactions and pending authorizations
  • Pay your bill
  • Set customized alerts
  • Download data to financial software

Visa Purchase Alerts

Sends you real-time text or email alerts when you pay with your Visa card.


Sign up for Purchase Alerts



Verified by Visa

Get an extra layer of security when you shop online.

In addition to our other ways of preventing, detecting, and resolving fraud, we offer Verified by Visa, a free, simple-to-use service that confirms your identity with an extra password when you make an online transaction.


Sign up for Verified by Visa



your card is secure

Your Card Is secure

Be assured that we’re on alert 24/7 helping prevent the unauthorized use of your card information. With the help of Falcon, VISA’s fraud prevention department, potential credit card fraud can be identified and stopped before you’re even aware of it!

If fraud is detected, Falcon will immediately try to contact you using the primary phone number on your VISA account. The purpose of the call is to verify the suspicious purchase(s).

A representative will also verify your identity, but they will NEVER ask you for your card number, expiration date, security code, or social security number.


To report lost or stolen VISA Credit Cards, please call 800-322-8472
To report lost or stolen VISA ATM/Debit Cards, please call 800-523-4175
To respond to our VISA ATM/Debit card after-hours Transaction Review department, please call 800-327-8622