1420 Miner Street, Des Plaines, IL 60016      Holiday Schedule       (847) 391-5369       Office Hours: Monday – Friday 8:30am – 3:00pm
Current auto loan specials

Type of loan Conditions Interest rates Term up to
Share secured loans(base rate regardless of credit score) Shares on deposit 2.5% above highest share dividend rate 60 months
Vehicle secured loans: auto/truck 2016-2018 New/used 4.24%
5.24%
6.24%
60 months
72 months
84 months
Auto/Truck 2010 - 2015 Used 5.24% 60 months
Auto/Truck 2009 or older Used 6.24% 60 months
Motorcycle/snowmobile/personal watercraft 2016-2018 New/Used 6.99% 60 months
Motorcycle/snowmobile/personal watercraft 2012-2015 Used 7.49% 60 months
Motorcycle/snowmobile/personal watercraft 2011 or older Used 8.49% 60 months
Boats/motor homes/travel trailers/campers 2014-2018 New/Used 7.99% 120 months
100% of total cost of vehicle including tax, title, document fee, before trade-in. Dealers invoice must accompany loan application except for pre-approval.
Boats/motor homes/travel trailers/campers 2013 or older New/Used 7.99% 96 months
100% of Wholesale value. The Credit Union requires an independent written and signed appraisal on dealer's letterhead or appraisal form, at applicant's expense (must accompany loan applications).
Line of credit (signature) L.O.C.A.L. LOCAL plus (must qualify) $5,000.00 maximum
$10,000 maximum
$15,000.00 maximum
Variable rate prime +2%. Adjusts quarterly Revolving
Home equity loans. Up to 80% loan to value adjusts in May and November $25,000 to $150,000
$7,500 to $25,000
Variable rates 20 years (240 months)
15 years (180 years)
Mobile homes 2016-2018 New 9.95% 120 months
Mobile homes up to 80% of appraised value Used 1-3 years old
Used 1-3 years old
Used over 3 years old
10.97%
10.49%
9.99%
84 months
60 months
48 months
Must be appraised by certified appraiser at owner's expense. Must be owner occupied, and be primary redisence. Full insurance coverage is required with credit union listed as loss payee. Published rates are based on credit performance and are subject to change without notice.

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