1420 Miner Street, Des Plaines, IL 60016      Holiday Schedule       (847) 391-5369       Office Hours: Monday – Friday 8:30am – 3:00pm

Best Rate Guarantee

100% financing - no money down!


Your credit union is the best possible source for financing your new or used vehicle! We will meet or beat any verifiable loan offer from any other lender!* If you currently have a vehicle loan with another lender, we can transfer your loan to the credit union. The credit union imposes no fees to you transfer your loan. You can save money and may lower your monthly payments. Give us a call or stop in the office. Let us prove to you that we are the best.


View our auto loan specials!

*Certain restrictions apply. The lenders interest rate must not be supported by any third-party arrangements such as vehicle subvention (with rates as low as 0.0% APR), other manufacturer discounts, rate buy-downs by car buying services, or any other similar third-party subsidized rate offerings. The lenders interest rate must be generally available to all customers who share a similar credit risk profile (employee-discount programs or other special, limited lending programs would not qualify). NMFCU will offer a rate that is .25 percentage points below the specific rate and term offered by a competing lender.

Guaranteed Asset Protection (GAP)


Added Protection for Your Vehicle and Northwest Municipal Car Loan. GAP is an affordable way to protect against potential financial loss. Gap is a waiver which pays the difference between your insurance company's actual cash value of your car, less your deductible, and your Northwest Municipal Credit Union loan balance in the event the covered vehicle is stolen, damaged beyond repair, or otherwise declared a total loss.


  • If your car is stolen or totaled, its actual cash value as determined by your insurance company can be thousands less than the amount that remains on your car loan balance which you are obligated to pay.
  • GAP can save you from making loan payments for a vehicle that's beyond repair, stolen or unrecoverable.

You should consider protecting yourself with GAP if you have financed more than 75% of the value of your vehicle, or intend to purchase a car with little or no money down.


  • GAP is available for both new and used vehicles, including all car makes and models, light trucks, vans, personal watercraft, snowmobiles, ATVs, motorcycles and some small RVs and boats valued up to $100,000.
  • Covers the difference between actual cash value (less deductible) and outstanding loan of up to $50,000.
  • Can be purchased at any time during the life of an Northwest Municipal vehicle loan, for loans up to 84 months, and is completely refundable if canceled within the first 90 days.

Ask about GAP when you apply for your Northwest Municipal vehicle loan.

GAP insurance is available through Northwest Municipal Credit Union for only $219. This is the guaranteed lowest price anywhere! No one else offers GAP for this price.